Cash Account For only $3 a month
The Percapita Cash Account makes managing your everyday spending easy. Quickly access your cash in-store or online with your Percapita Visa® Debit Card or at the ATM.
Learn morePercapita provides a secure platform to easily access and manage your money in an FDIC-insured deposit account. We make it easy for you to meet your financial goals all in one place.
Get started for freePercapita is not a bank. Percapita Group, Inc., is a digital company that provides access to products and services to help improve financial wellness. Percapita deposit accounts are provided by Sutton Bank, Member FDIC.Percapita provides a secure platform to easily access and manage your money in an FDIC-insured deposit account. We make it easy for you to meet your financial goals all in one place.
Percapita keeps your personal information and money safe with multi-layer encryption security. Your money is FDIC insured up to $250,000.
Accounts are eligible for FDIC insurance up to $250,000 should the bank holding your funds fail. Coverage limit is subject to aggregation of all of the accountholder’s funds held at Sutton Bank.Financial wellness is feeling confident about how you manage your day-to-day finances. That's why whether you are looking to support your personal financial journey or help your employees, Percapita is for you!
Stand out in the market by partnering with Percapita to offer tools designed to help your employees become financially successful.
Money is personal. That's why we've built a platform that provides access to products and services designed to make the way you manage your money personal, too.
The Percapita Cash Account makes managing your everyday spending easy. Set up direct deposit and quickly access your cash in-store or online with your Percapita Visa® Debit Card or at the ATM. Plus, once you open your Percapita Cash Account, you’ll have access to other products and services and specially designed tools to help with budgeting and saving for the future.
The Percapita Cash Account makes managing your everyday spending easy. Set up direct deposit and quickly access your cash in-store or online with your Percapita Visa® Debit Card or at the ATM. Plus, once you open your Percapita Cash Account, you’ll have access to other products and services and specially designed tools to help with budgeting and saving for the future.
Percapita's Goals Account is an optional savings account that can be added if you have a Cash Account. It gives you another safe place to keep money you want to put away to spend on things further in the future. You can start building your down payment or set aside funds for your long-term savings goals with this Account.
There is no additional fee for adding this account.
With the Goals Account you can set aside money for future financial goals or for a rainy day. Plan for future expenses, like buying a car or taking a vacation
Percapita's Needs Account is an optional savings account that can be added if you have a Cash Account. It gives you another safe place to keep money you want to put away to spend on short-term things. You can set aside money that you need for things like rent, utilities, etc.
There is no additional fee for adding this account.
If you have a Percapita Cash Account, you can open a Needs Account.
Enroll in our Penny Jar feature and we will round up each purchase made on your Percapita Visa Debit Card to the nearest dollar so you can start saving money automatically with every swipe!
You need a Percapita Cash Account in order to activate Penny Jar.
For example, if you buy a cup of coffee for $4.25 with your Percapita Visa Debit Card, we will round up $0.75 into the destination account of your choice.
Nothing feels worse than an overdraft fee. With the Percapita Cash Account you could qualify for Cash Cushion and be protected from overdrafts and hefty overdraft fees. Turning on the Cash Cushion will allow you to go negative up to $25if you don't have enough money in your account to cover a purchase.
If your Cash Account is down to $13 and you try to buy $20 worth of groceries, without the Cash Cushion, your transaction will be declined. But if you were enrolled your purchase would be approved at checkout.
Your Cash Account balance will remain negative until you make a deposit or transfer to bring it to a $0 or positive balance.
*Cash Cushion will only work with debit card purchases.
Available as part of Percapita Cash Account you can easily send money to friends and family outside the U.S. Safe, secure and with transparent pricing, You will be able to see transaction fees and exchange rates up front, so you will know exactly how much money will be sent without any surprises.
Partner with Percapita to help your employees improve their financial wellness and boost your workforce potential.
Become a partnerLet us guide you through the steps to get started. Your employees or members could be benefiting from Percapita in about four weeks’ time.
Join today for access to a simplified way of managing your everyday finances and building your financial know-how.
Become a customerLearn more about Percapita, our story, how we are different and why you should join us!
Our Frequently Asked Questions (FAQ) can quickly answer most product-related questions, or get in touch with us by sending a message through our support page.
Financial wellness means having the right information and tools at the right time to meet your financial needs. It includes the ability to:
Fill out this form to request a meeting with a Percapita representative and learn more about offering great financial products and services to your employees. You can also learn more on our Partner page.