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We simplify everyday finances
Percapita provides a secure platform to easily access and manage your money. We make it easy for you to meet your financial goals all in one place.
Percapita is not a bank. Percapita Group, Inc., is a digital company that provides access to products and services to help improve financial wellness. The Percapita Cash Accounts are provided by Sutton Bank, Member FDIC.
Get started for freeManage your budgeting and spending
Join Percapita and you could get access to a cost-effective way to manage your everyday spending including
- No monthly fee
- No overdraft or hidden fees
- No minimum balance
- Percapita Visa® Debit Card
- Over 40,000 fee-free ATMs
Percapita is here to support you on your financial wellness journey
With Percapita you get access to a cost-effective way to manage your everyday finances. Financial wellness means having the right information and tools at the right time to meet your financial needs, which can lead to feeling confident and in control of your decisions about money.
Cash Account
The Percapita Cash Account makes managing your everyday spending easy. Quickly pay with your Percapita Visa® Debit Card or withdraw cash at over 40,000 fee-free ATMs.
Needs Account
Paying bills?
No problem. If you have a Percapita Cash Account, you can open a Needs Account and easily set aside money for monthly expenses or other needs.
Learn moreGoals Account
Saving to buy a car?
If you have a Percapita Cash Account, you can start building your down payment or set aside funds for your long-term goals with a Goals Account.
Learn morePenny Jar
Sign up for Penny Jar and start saving automatically. Purchases made with your Percapita Visa Debit Card will be rounded to the nearest dollar and automatically transferred to your Needs or Goals Account.
Learn moreCash Cushion
Turn on Cash Cushion to allow your account the flexibility to go negative by up to $25 in case you don't have enough money in the account to cover a purchase. Eligibility required.
Learn moreBill Pay
A convenient and secure way to pay your bills online with one-time or recurring payments
Percapita Group, Inc., is a digital company that provides access to products and services to help improve financial wellness. Percapita deposit accounts are provided by Sutton Bank, Member FDIC. Deposit accounts are eligible for FDIC insurance up to $250,000 should the bank holding your funds fail. Coverage limit is subject to aggregation of all of the accountholder’s funds held at Sutton Bank.
Percapita Plays
Enjoy for free!
Earn points and have fun building your financial know-how with this interactive game designed to level up your money skills.
Learn more
Percapita Pay
Get up to $250 per request
Available to employees whose employer offers this feature as an added benefit. You will be able to have early access to your unpaid wages (up to $250) up to 4 times a month for a low $3 fee per request.
Learn more
International Transfer
Safely send money abroad
Need to send money to friends and family? Our low-cost International Transfer Service will allow you to send money outside the U.S. from your Percapita Cash Account.
Learn more
Getting started
Join Percapita for access to low-cost financial products and services that can help improve your financial wellness.
- 1. Download the app
- 2. Create a profile
- 3. Explore our products
- 4. Choose your tools
Support
Our Frequently Asked Questions (FAQ) can quickly answer most product-related questions. Or get in touch with us by sending a message through our support page.
Contact us
