Financial Wellness for your employees

Percapita partners with businesses and organizations to offer a unique benefit designed to promote financial wellness. Providing access to our financial tools and services will boost your recruitment efforts while improving employee satisfaction and reducing turnover at no cost to you.

Become a partner

What we do

We provide our partners' employees and members access to low-cost financial products and services and a suite of tools to make managing everyday finances affordable and accessible.

Why we care

Your employees and members all have their own unique financial needs and goals and they deserve access to products and services that can help enhance their financial well-being.

Learn about Percapita

Benefits for your employees or members

At no cost to you, your employees or members can access the following benefits with Percapita:
  • Access to a portion of their already-earned wages before payday for a small fee
  • Cash accounts with a low $3 a month fee
  • Budgeting, saving and financial wellness tools
  • No overdraft or hidden fees
  • Percapita Visa Debit® Card
Become a partner

How to sign up

Let us guide you through the steps to get started. Your employees or members could be benefiting from Percapita in about four weeks’ time.

  1. Complete interest form

    Provide general information about your employees or members of your organization.
  2. Call with Percapita

    Schedule a call to answer any questions you have.
  3. Payroll integration & employee engagement

    We will customize a plan for a quick and easy setup.
  4. Benefit your employees at no cost to you

    We will provide all the materials to invite and onboard your employees or members.
Percapita Group, Inc., is a digital company that provides access to products and services to help improve financial wellness. Percapita deposit accounts are provided by Sutton Bank, Member FDIC. The Percapita Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. Visa is a registered trademark of Visa, U.S.A. Inc. All other trademarks and service marks belong to their respective owners.

We provide access to financial services based on your employees’ or members’ needs

Supporting financial wellness in real time

Include Percapita Pay, our Earned Wage Access (EWA) feature as an added benefit, and give your employees quick and easy access to a portion of their already-earned wages before payday for a low $3 fee per request.

Providing easy access to customer support

Our app provides 24/7 mobile access. But for some things, nothing takes the place of a real person. That's why Percapita Reps are available to answer questions and connect your employees to information and resources that can help them save time and money while building their confidence in managing their own finances.

Creating safe and affordable options

Percapita's current offering as well as our future product releases like bill pay, international transfers, and more, make accessing, sharing and borrowing money easy for your employees. At no cost to you, your employees or members can have access to most of our products and features for a low $3 monthly fee.

View all products & services

Percapita Pay

Percapita's Earned Wage Access (EWA) allows employees to access an upfront portion of their already-earned wages (up to $250) up to 4 times a month for a low $3 fee per request at no cost to the organization.

94% of hourly workers said access to their pay before payday would be helpful.
KPMG Payments Research, Dec. 2020
Four simple steps to offer Percapita Pay
  1. Company enrollment

    Learn how to become a Percapita Partner in four easy steps.

  2. Payroll provider connectivity

    Percapita seamlessly integrates with most payroll and timekeeping providers for a quick and easy setup.

  3. Employees sign up

    Percapita's easy-to-use app allows employees to designate a bank account or debit card of choice to receive their early pay.

  4. Receive the money

    Earned wages can be received within 15 minutes.

Potential Benefits for Partners

Providing your employees with a great benefit package can have a really positive impact on your company. By partnering with Percapita you could have:
Stronger recruitment
More competitively recruit employees with unique workplace benefits.
Lower turnover
Greater employee loyalty and longevity.
Greater productivity
Fewer financial stress-related distractions on the job.
Reduced absenteeism
Your employees are less likely to miss work and more likely to have better on-the-job performance when they are feeling confident about their financial wellness.
Stronger social commitment
Greater alignment within the communities you serve.
Become a partner


Our Frequently Asked Questions (FAQ) can quickly answer most product-related questions. Or get in touch with us by sending a message through our support page.