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Summer comes with a lot of traditions. Some are fun, like floating down the river. Some are painful, like the sunburn you got from all that floating. And others are downright shocking—like the jolt of seeing your July utility bill.
During the hotter months, energy use can rise dramatically. In fact, your bill might spike by as much as 45%—as window units, fans, and central air work overtime to keep your home livable1. But before you sweat the extra expense, it’s worth checking if utility assistance is available in your area.
Help paying your summer utility bills
The Low Income Home Energy Assistance Program (LIHEAP) is a federally funded service that helps households with low income cover the cost of home energy bills. That includes cooling expenses in the summer, and sometimes even emergency energy services or weatherization projects—like sealing air leaks or adding insulation to reduce long-term costs.
You can find the office that manages LIHEAP in your area using these links:
Each state and territory runs its own LIHEAP program, so income limits, application requirements, and the amount of support offered can vary. Start by contacting your state’s energy assistance office to see what you may qualify for.
Additional assistance for Native American households
Some tribes and tribal organizations manage their own energy assistance programs in addition to (or separate from) LIHEAP. These programs may have different eligibility guidelines, especially for tribal members living on or near reservations.
Even if you don’t qualify for LIHEAP based on federal income limits, you might still be eligible for a tribal assistance program. Your best bet is to reach out directly to your tribe’s Social Services or Energy Assistance department. They can help you understand what’s available and walk you through the application process.
One final tip
Even if you don’t qualify for LIHEAP or tribal programs, many local utility companies offer their own discount plans, deferred payment options, or community-based programs to help customers manage seasonal spikes. It’s always worth giving your utility provider a call to ask what’s available.
Percapita does not provide financial advice. This material is for informational and discussion purposes only and should not be relied upon as financial guidance. Consult a financial professional regarding your specific financial situation.
1 U.S. Energy Information Administration. “Use of Electricity Increases in Summer Months as Air Conditioning Use Rises.” Today in Energy, August 1, 2023. https://www.eia.gov/todayinenergy/detail.php?id=62303
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