#SavingYourWay
Your personalized path to your best financial self
Save without thinking—literally
Saving money is easier said than done. With bills, daily expenses, and the occasional splurge, it feels impossible to set extra cash aside. What if there was a way you could save money without even thinking about it?
That’s exactly what automated round-up savings tools do. These tools work behind the scenes, rounding up your everyday purchases to the nearest dollar and stashing the spare change into a separate checking or savings account. Over time, these small amounts add up, helping you set aside money without any extra effort.
Round-up savings tools are offered through banks and banking platforms differently. At Percapita, when you opt-in to our Penny Jar feature, we’ll automatically round up every purchase to the nearest dollar and store your spare change in your Goals or Needs Account. For example, if you buy a coffee for $3.75, Penny Jar rounds it up to $4.00 and deposits $0.25 into the account that stores your savings.
If you’re struggling to set aside money manually, this method of saving is seamless and happens in the background.
Round-up savings tools prove that saving money doesn’t need to be complicated. Whether you’re looking to grow an emergency fund, save for a goal, or just build better financial habits, round-up savings tools make it easier than ever to set money aside—without even thinking about it.
Ready to start saving without the stress?
Join Percapita Today*Percapita Group, Inc. is a digital company that provides access to products and services to improve financial wellness. Percapita is not a bank. Percapita deposit accounts are provided by Sutton Bank, Member FDIC. The funds in your deposit accounts are eligible for FDIC insurance up to $250,000 on a pass-through basis. The availability of FDIC insurance is contingent upon Percapita maintaining accurate records and determinations of the FDIC as receiver at the time of a receivership if Sutton Bank should fail. Such coverage is subject to aggregation of all of your deposits held at Sutton Bank. For further information about deposit insurance generally, you may write to the FDIC at 550 17th Street, N.W., Washington D.C. 20429, telephone the FDIC’s toll-free hotline at 877-275-3342, or visit its website at www.fdic.gov.
The Percapita Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. Visa is a registered trademark of Visa, U.S.A. Inc. All other trademarks and service marks belong to their respective owners. SB-3827
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