Introducing Percapita
Your partner in financial wellness
The holiday season is just around the corner, and as we dive into shopping for gifts and festive gatherings, keeping our finances safe becomes more important than ever. While cash has long been a go-to option, using a Percapita Visa® Debit Card is now a much safer, smarter choice for holiday spending. Here’s why reaching for your debit card over cash can make your holiday shopping more secure and convenient.
- Added securityCarrying cash means if it’s lost or stolen, it’s likely gone for good. With a debit card, though, you’ve got built-in protections—like your PIN, quick lock and report options, and fraud monitoring. Percapita also offer alerts for unusual activity, helping to keep your holiday finances secure.
- Easy trackingDebit cards give you a digital record of all your purchases, making it simpler to track where your money goes. This isn’t just convenient; it helps you stick to a budget and keep an eye out for any charges that don’t look right.
- Convenience and hygieneShopping centers can get pretty hectic this time of year, and using a debit card means no fumbling for cash. Plus, contactless payments make things even easier (and more hygienic), reducing the need to handle bills or coins in crowded spots.
- Staying on budgetDebit cards only let you spend what you have, which can be a lifesaver for avoiding holiday debt. Unlike a credit card, it’s directly tied to your Percapita Cash Account, so it’s a great way to keep your spending on track.
- Access to online dealsA lot of the best holiday sales are happening online, and a debit card lets you take advantage of them without needing to carry cash. Just make sure to shop on secure websites and keep an eye on your account for any unexpected charges.
- Quick tips for safe debit card use this season:
- Check your account often: Keep an eye on your transaction history to catch any suspicious activity quickly.
- Use secure ATMs: When you need cash, stick to ATMs in well-lit, busy areas.
- Turn on alerts: Set up notifications for each transaction to stay in control of your spending and spot anything unusual right away.
- Be cautious online: Only shop on secure websites with 'https' in the URL, and avoid public Wi-Fi for purchases.
- Turn off your card: If you accidentally misplace your debit card, turn it off to prevent unauthorized purchases. You can easily turn it back on when you find it.
Choosing a debit card over cash this season can make holiday shopping safer and smoother. Stay vigilant, enjoy the festivities, and have a joyful, secure holiday season!
Percapita Group, Inc. is a digital company that provides access to products and services to improve financial wellness. Percapita is not a bank. Percapita deposit accounts are provided by Sutton Bank, Member FDIC. The funds in your deposit accounts are eligible for FDIC insurance up to $250,000 on a pass-through basis. The availability of FDIC insurance is contingent upon Percapita maintaining accurate records and determinations of the FDIC as receiver at the time of a receivership if Sutton Bank should fail. Such coverage is subject to aggregation of all of your deposits held at Sutton Bank. For further information about deposit insurance generally, you may write to the FDIC at 550 17th Street, N.W., Washington D.C. 20429, telephone the FDIC’s toll-free hotline at 877-275-3342, or visit its website at www.fdic.gov. SB-3887
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