Cash Account For only $3 a month
The Percapita Cash Account makes managing your everyday spending easy. Quickly access your cash in-store or online with your Percapita Visa® Debit Card or at the ATM.
Learn moreFinancial wellness is personal, and so is Percapita. Let's help you get started.
Become a customerWith Percapita you get access to a cost-effective way to manage your everyday finances. Financial wellness means having the right information and tools at the right time to meet your financial needs, which can lead to feeling confident and in control of your decisions about money.
Boost your financial wellness with Percapita Plays! Download our FREE app to gain essential money skills through interactive gameplay. Compete with friends to earn Percapita Points and take charge of your finances confidently. Level up your financial game and embrace a brighter financial future today with Percapita Plays!
The Cash Account is a modern deposit account that comes with the Percapita Visa® Debit Card for easy access to your money, in-store, online or at 40,000+ fee-free ATMs. No need for checks! Pair your Cash Account with the Goals and Needs Accounts to help budget and manage your money.
Percapita Group, Inc., is a digital company that provides access to products and services to help improve financial wellness. Percapita deposit accounts are provided by Sutton Bank, Member FDIC.If your employer offers Percapita Pay, you could get up to $250 of your pay up to four times per pay period for a low $3 fee per transaction.
Join Percapita for access to low-cost financial products and services that can help improve your financial wellness.
You can download the app for Android or IOS completly for free.
Complete your user profile to sign up for our free financial wellness tools and open your accounts.
Learn more about what we offer to find the products and services that fit your needs.
Open a Cash Account, add a Goals or Needs Account or simply sign up for Percapita Pay, if it is offered by your employer. The choice is yours.
Build your financial know-how in this game and compete against friends and family to earn the most points
Sign up for PercapitaThe Percapita Cash Account makes managing your everyday spending easy. Set up direct deposit and quickly access your cash in-store or online with your Percapita Visa® Debit Card or at the ATM. Plus, once you open your Percapita Cash Account, you’ll have access to other products and services and specially designed tools to help with budgeting and saving for the future.
The Percapita Cash Account makes managing your everyday spending easy. Set up direct deposit and quickly access your cash in-store or online with your Percapita Visa® Debit Card or at the ATM. Plus, once you open your Percapita Cash Account, you’ll have access to other products and services and specially designed tools to help with budgeting and saving for the future.
Percapita's Goals Account is an optional savings account that can be added if you have a Cash Account. It gives you another safe place to keep money you want to put away to spend on things further in the future. You can start building your down payment or set aside funds for your long-term savings goals with this Account.
There is no additional fee for adding this account.
With the Goals Account you can set aside money for future financial goals or for a rainy day. Plan for future expenses, like buying a car or taking a vacation
Percapita's Needs Account is an optional savings account that can be added if you have a Cash Account. It gives you another safe place to keep money you want to put away to spend on short-term things. You can set aside money that you need for things like rent, utilities, etc.
There is no additional fee for adding this account.
If you have a Percapita Cash Account, you can open a Needs Account.
Enroll in our Penny Jar feature and we will round up each purchase made on your Percapita Visa Debit Card to the nearest dollar so you can start saving money automatically with every swipe!
You need a Percapita Cash Account in order to activate Penny Jar.
For example, if you buy a cup of coffee for $4.25 with your Percapita Visa Debit Card, we will round up $0.75 into the destination account of your choice.
Nothing feels worse than an overdraft fee. With the Percapita Cash Account you could qualify for Cash Cushion and be protected from overdrafts and hefty overdraft fees. Turning on the Cash Cushion will allow you to go negative up to $25if you don't have enough money in your account to cover a purchase.
If your Cash Account is down to $13 and you try to buy $20 worth of groceries, without the Cash Cushion, your transaction will be declined. But if you were enrolled your purchase would be approved at checkout.
Your Cash Account balance will remain negative until you make a deposit or transfer to bring it to a $0 or positive balance.
*Cash Cushion will only work with debit card purchases.
Available as part of Percapita Cash Account you can easily send money to friends and family outside the U.S. Safe, secure and with transparent pricing, You will be able to see transaction fees and exchange rates up front, so you will know exactly how much money will be sent without any surprises.
Join Percapita and you could get access to a cost-effective way to manage your everyday spending including
Buying groceries?
You can set aside funds for your long-term goals with a Goals Account.
You can open a Needs Account and easily set aside money for monthly expenses or other needs.
Round up to save money!
We’ve got you covered
Available to employees whose employer offers this feature as an added benefit. You will be able to have early access to your unpaid wages (up to $250) up to 4 times a month for a low $3 fee per request.
Share with my employer Visit the Percapita partners pageClick on the “Share” button and fill in the form to get us in touch with your company.
Your company enrolls with Percapita and decides to offer Percapita Pay to their employees.
Request an upfront portion of your wages (up to $250) for a low $3 fee.
Earned wages can be received within 15 minutes.
Our Frequently Asked Questions (FAQ) can quickly answer most product-related questions, or get in touch with us by sending a message through our support page.
Financial wellness means having the right information and tools at the right time to meet your financial needs. It includes the ability to:
Fill out this form to request a meeting with a Percapita representative and learn more about offering great financial products and services to your employees. You can also learn more on our Partner page.